A wire transfer is a method of transmitting money electronically between people or businesses in which no physical money is exchanged. Customers who pay by wire transfer receive a 1.5% discount off their entire order. Interested in additional coverage? As a result, your ring may be slightly thicker or thinner when completed. We can inspect any diamond at no charge. . Learn more and start referring friends here. xnl n3, container:#MainContainer Transform: 0 The exact transfer amount. Many rings, however, cannot be manufactured unless we have the diamond in our possession. James Allen (2014). There is a non-refundable fee of $75 to shorten the bracelet. When you refer a friend they will get $150 off their first James Allen purchase. The whole experience is similar to visiting a physical store without being pushed to buy. James Allen has a consumer rating of 4.04 stars from 27 reviews indicating that most customers are generally satisfied with their purchases. Eight Pillars of Prosperity. An international wire transfer from the U.S. must go through a U.S. clearinghouse and at least one processing system in another country, adding to the time it takes from an international. may apply. We pride ourselves on using collection diamond melee in all of our engagement designs. James Allen is better when it comes to customer service thanks to its 24/7 accessible online chat. Generally, a wire transfer is completed the same day if received by 1:30 p.m. $5.00 : Per request : Garnishment : $75.00 . PHILADELPHIA-Philadelphia 76ers star James Harden has accomplished a ton in his NBA career. Please Note: while we will take every precaution to ensure that your diamond is professionally mounted into our ring setting, James Allen cannot be responsible for any damage that may occur during the setting process. So here at James Allen, we offer free shipping on all orders, with no minimum purchase. The good and bad are equal for both. To be eligible, you will need to provide: * A valid credit card (VISA, AMEX or MasterCard), * Sufficient funds on your card to cover the entire purchase, By signing up you confirm that you have read the, page load - render : 281.2687 ,snapshot:234.3937, page load end:265.6496[[page-load-default3]] He asks you to help him transfer money. Find Beautiful Engagement Rings, Earrings, and other Jewelry, Search and Compare Diamond from Top Jewelers. International customers pay a small return shipping fee of $50. All returns to JA must be accompanied by corresponding documentation. xnlRef : 359.4071 Every diamond is specifically graded on these features. All the information you seek or questions you ask will be responded to in a very short time. Please note: there will be a $25 re-polishing fee if an engraved item is returned. Fees can range from $20 to $60 a transfer, sometimes on both ends. Many customers purchasing items valued over $1,000 prefer to pay by wire transfer. We currently have G.I.A Graduate Gemologists on staff. Light on Life's Difficulties. We have contracts with our suppliers which guarantee that their diamonds are conflict-free. They are a fast way to send or receive money electronically. xnl n1 : 234.3937, container:header All sensitive data is encrypted using 256-bit Secure Socket Layers (SSL). Noah James Allen is 18 years old (2004/04/28) and he is 175cm tall. This is because JA will not be responsible for any eventualities while the ring is in transit. Allen announced his transfer destination on Sunday. Customers paying by wire will receive wiring instructions once they have completed the check-out process. 2. Any earth created diamond can be exchanged for 100% credit towards a new earth created diamond valued at least 2x the original amount. In order to give 18K White Gold a pure white color, it is plated with rhodium. While the collection of colored stones is not so wide, most customers are likely to find their preferred jewelry from the collection available. You definitely would want a 360-degree view of an engagement ring before buying. Upon receipt and inspection of your ring, you will be notified prior to any work being done to discuss the charge to remanufacture your ring. Neither is inherently higher quality; both lab created and earth created diamonds are available in a range of qualities. template:1185.95,header processTime:62.5115 Are you sure you want to close the Inspiration Gallery ? Our items are fully insured during transit. Sometimes the sales reps even try to convince you that you made the correct decision when you try to ask for money back with regards to a product. To save your wish list, create an account or log in: *Offer applies to ring setting only. Promotional discounts applied to an order are only valid for the item purchased and will not be applied to future purchases or exchanges after the sale ends. The FedEx box and James Allen package fit so well; youll be forgiven to think they are the same. Use wire transfers to get funds to family, businesses, or internationally, where timing matters 1 The way to send money when faster is better Around the globe With Wells Fargo Online Wires 1 Additional fees, you can send money to both personal and business accounts in the U.S. and 200+ countries. If youve watched James Allens video of unpacking diamond rings, you can tell that they do their work well. That means your lab created diamond will be accompanied by an independent laboratory report detailing its "4 Cs" - cut, color, clarity, and carat weight. Your data will be saved. James Allen lab created diamonds are graded to the same standards as our earth created diamonds. Please note: There will be a $25 re-polishing fee if an engraved item is returned. All questions will be answered within two business days. If, for any reason, you are not completely satisfied with your order, you may return it within the first 30 days of shipment for a full refund or exchange - we even pay for the return shipping. There is no physical transfer of money between banks or financial institutions when conducting a wire transfer. James Allens price to value rate is better thanks to the minimal costs. We deliver to your home, business, APO, or nearest FedEx location. Both offer: Diamonds in 10 different shapes Conflict free diamonds You do not buy a diamond engagement ring every day. Wire transfer request can be done via online banking or by faxing in a form (the online option was added in 2015) These two must be remade entirely. Custom designing an engagement ring is a great way to create a ring that is perfect for your unique personality and a beautiful expression of your love. At this stage, if the diamond is considered suspicious, it is set for limited temperature photoluminescence spectroscopy. *With the purchase of any single True Hearts diamond, receive 25% off your ring setting. The retailer sells diamonds from legal, professional and ethical diamond traders. James Allen offers a number of payment options so that you can pay for your special sparkle in the way that suits you. Not so many online stores have a warranty like that of James Allen a lifetime warranty. Expires. On the other hand, Brilliant Earth lacks a platform for online chatting. James Allen takes every precaution to ensure that your order arrives safely. Cannot be combined with any other offer. It authorizes your bank to wire funds from your account to the U.S. Treasury, New York, NY (TREAS NYC). Some of those concerns included large wire transfers," the report continued, clarifying that being flagged for review did not necessarily point to either guilt or innocence . When it comes to customer reviews, you can expect a reasonable share of positive and negative reviews of any legit online store. Book of Meditations. You can check your order status online by clicking here. Yes. xnl n3 : 234.3937, container:#WidePane The sender is the one who provides all the instructions for the transfer, which may include the recipient's name, bank, account number, amount, and sometimes a pickup location. Tension settings, rings with diamond halos, and other unique designs fall into that category. However, what they lack is a comprehensive overview of what to expect when looking to buy a diamond from the retailer. We have collaborated with the Jewelers Mutual (JM) Group to provide an upgraded 3-year or lifetime protection plan that protects your jewelry against even more of life's surprises. The payment terms and options at Brilliant Earth are a little favorable. Yes. Please Note: The field(s) in red are required. Tennessee tight end Jordan Allen entered the NCAA transfer portal last month. template:99.264,#BreadCrumbsPane processTime:15.6251 This in-depth guide covers everything. The store has been operational since then, growing and adapting its offerings to the changing customer needs. Every loose diamond, ring, and piece of jewelry listed on the website is sold with a 100% money-back guarantee. United States customers get free shipping on any item they wish to return. Looking for 2.25 to 2.5 ct Marquise diamond, with tapered baguette setting in white gold. If you need to send or receive money quickly and safely, a wire transfer can be the most reliable option. In addition, emeralds are commonly infused with a colorless oil, wax, or resin to improve their appearance and luster. The amount is not guaranteed and can vary, depending on the ring. {".0.0":{"appData":{"isMobile":false,"jaData":{"selectedCurrency":"USD","currencyRates":[{"code":"AUD","rate":1.5588,"symbol":"AU$"},{"code":"CAD","rate":1.4314,"symbol":"CA$"},{"code":"EUR","rate":0.9918,"symbol":""},{"code":"GBP","rate":0.872,"symbol":""},{"code":"HKD","rate":8.2327,"symbol":"HK$"},{"code":"NZD","rate":1.6965,"symbol":"NZ$"},{"code":"SGD","rate":1.4283,"symbol":"SG$"},{"code":"USD","rate":1,"symbol":"$"}],"features":{"Babenu":true,"CarePlanFeature":true,"CategorySaleIDs":"none","CheckoutMS":true,"DeepGrading":false,"Diamond4k":false,"DropHintOptions":true,"DropdownValentinesDate":"2021-02-12","ECDPromo":false,"EarthOrNatural":"Earth-Created","EyeClean":false,"FreeRingPromotion":false,"GameOfClues":true,"HideYOTPOReviews":false,"HomePageBannerGifDisplay":false,"IGgallery":false,"InStoreFeature":false,"InventoryDateFilterFeature":true,"IsInternetExplorer":false,"JAPari":true,"MobileHomePageRing":true,"MyAccountMobile":true,"NewConsultButtonDesktop":true,"NewConsultButtonMobile":true,"NewERSplash":true,"NewLoginPage":true,"NewMobileDiamondPairItemPage":true,"PrevNextItem":false,"QuickMobileJewelItemPage":true,"R2PlayerFeature":true,"SSRAPITimeoutMilliSec":"3000","ShoppingCartActiveCampaign":"none","ShoppingcartPaypalButton":true,"ShowJewelSalePrice":true,"ShowPromotionBanner_Server":true,"SpecialGalleriesBanner":true,"SplitIt":true,"SplitIt6":false,"StonesGalleryPromotion":true,"SubDomain":"www","TaxCalculatorFedEx":true,"UseLocalData":true,"activeCampaign":"casa-pagina","bridgerPay":true,"byFastShipping":true,"byFastShippingStones":true,"byNewYears":false,"byNewYearsStones":false,"byValentines":false,"byValentinesStones":false,"byXmas":false,"byXmasStones":false,"carePlan":false,"closeService":false,"couponVal":"empty","covid19":false,"covidNY":false,"currencyObj":"{\"Rate\":1.0000,\"Simbol\":\"$\",\"Code\":\"USD\"}","dataAkamai":"country_code=US,region_code=CA,city=LOSANGELES,continent=NA","endDateExtendedReturns":"2023-01-10","envCookie":"green","extendedReturns":false,"fancy10Promo":true,"fancyPromo":false,"fasterShipping":false,"giveAwayCampaign":"none","giveAwayMinPrice":"1000","giveAwayProductID":["none","none"],"hideShippingDates":false,"holidayName":"New Years","isMobile":false,"isNewsLetterPopupActive":true,"isRefresh":true,"isServiceClose":false,"jaCoupon":"valentines23","jaCouponInternational":"none","jaMainDeployment":"38539","labPromo":true,"lazyLoadHomepage":true,"pageNumberForTrigger":"2","pickupLocations":true,"popupName":"NewsLetterPopup25Campaign","reopenDate":"January 2","reopenTime":"5am","shipsInTimePriorities":"byValentines,byFastShipping,byXmas,byNewYears","showCampaignByCountry":false,"showStoneSalePrice":true,"startDateExtendedReturns":"2022-11-21","taxCountriesCode":"US","topBannerCampaign":"casa-pagina","topBannerCampaignB":"none"},"userLocation":{"countryCode":"US","regionCode":"CA","city":"LOSANGELES"}}}}}. Wire transfers can usually happen on the same day or within a few days, and the funds are available as soon as they arrive in the recipient's account. At our sole discretion, we may require bank wire payment for any international order or orders in excess of $20,000. Ask our PriceScope members and industry experts for a second opinion or get lost in the thousands of user-shared diamond and jewelry images for inspiration. Grassley says that same year James Biden and the president's son, Hunter, received monthly retainers totaling $165,000 $100,000 to Hunter and $65,000 to James. A Gemological Institute of America (GIA), American Gem Society (AGS), or International Gemological Institute (IGI) diamond certificate assures the value and quality of your diamond. For consumers and business customers, fees are also listed in the Consumer Pricing Information and Business Pricing Information disclosures, respectively.The recipient's bank may also charge additional fees for incoming . Service 3 Value 3 Shipping 3 Returns 3 Quality 3 Positive reviews (last 12 months): 0% View ratings trends See all photos To learn more about cuts click here. EST. However, Blue Nile does its best to widen the inventory even if their inventory is already big. Wire transfers costs can vary, depending on the amount and type of transfer, and international transfers will have a much higher price. Click & drag from side to side to view in 360. We stand behind every item that we sell and warrant that all pieces will be free from any manufacturing defects at the time of delivery. James Allen offers a wide range of ring settings. The return procedure is simple and applies to customers from all over the world. In those instances, we require that you send the diamond to our offices and charge a $100 setting fee. Paying via wire transfer may be necessary for international orders and/or orders above $20,000. Diamonds of SI1, SI2, and I1 need to be visually inspected to determine whether any inclusions are visible from the top. xnl loop : 234.3937 Our Virtual Ring Sizer offers multiple methods to determine your ring size (or the ring size of a loved one). Promotion ends June 13, 2019 at 11:59pm EST. JavaScript is disabled. Most often, the request is submitted via a fake email address that looks very similar to the client's real address . xnlRef : 218.7627 Please note: all returns on engraved rings will require a $25 re-polishing fee. If you are receiving funds in USD currency from the U.S., please use Wells Fargo as an intermediary bank by including the additional details below: Wire transfer fees2 Incoming wire payments3 Any amount $15 per wire payment Outgoing wire payments4 $10,000 or less $30 per wire payment $10,000.01 to $50,000 $50 per wire payment Greater than $50,000 Do business wires require exact fees to be known? Please click here for a full list of the options available to you. ** Credit to the receiving account will depend on how the receiving bank processes wires or ACH items. Yes. template:218.4323701,#EmptyTemplate processTime:78.1301 It started with a purchase of a diamond engagement ring. Another important distinction is where the money is sent . To send or receive a wire transfer at your RBC Royal Bank account, you will need the information outlined below. See Full Boxscore. All domestic shipping, and international orders over $500 USD is done via FedEx Priority. We do not charge to send the ring back to you, so that service is always free. However, in less than two decades, James Allen has redefined how jewelry is shopped and sold online. Ask for details. Once the links have been removed, the bracelet is non-refundable. James Allen offers a number of payment options so that you can pay for your special sparkle in the way that suits you. Right thought is mastery. If you'd like to pay with two different credit cards, please place your order over the phone with customer service at 1-877-826-9866. You can inspect each diamond easily and know exactly what you pay for. total:203.1359 Please check your email to confirm your registration. This advanced technology simulates natural growth, allowing the seeds to mature from a sliver to a fully-formed diamond. Understandably, JA would not want to tell it all about their business model on their site. Well, for customer service, I would say that each store takes half the share. For example, lets say you want an SI1 diamond with zero inclusions. Dec 4, 2020 89 43 AZ Dec 22, 2020 #1 URGENT: It seems like people on here have used the wire transfer option. We ship diamonds to the U.S., Canada and internationally. A wire transfer is the electronic transfer of funds from one person to another via a bank account or a money transfer account held with a specialised provider (e.g. Yes. Inside of the box is a lower section that looks like a drawer. Visa and MasterCard users will find this code above the signature on the back of the card. Purchases that exceed a certain figure qualify you to get the payment plan that lasts 24 months but with a 9% interest. The security code is a 3 or 4 digit number that appears on your credit card. All purchases require a signature at the time of delivery. Sent a wire transfer around 10am and I was expecting a day or two delay (actually I was HOPING for it because I wanted the 30 day return period to extend past my proposal JUST INCASE). Send a Wire Transfer. This may be due to a size restriction, falling outside of the recommended range, or due to the design style. GUIDE: Does James Allen Let you Build your Ring? If you have the option, I recommend paying with a wire transfer. Supposed to do the pick up today but didn't have a link or email to pay for the down payment. Both James Allen and Blue Nile have great customer service. Wire transferi . xnl n4 : 234.3937, container:#BreadCrumbsPane Click here for more information. He might ask you to send money to another account. Our corporate office is located in the heart of the New York diamond district. Other than GST/PST/HST, there are no additional import duties for orders shipped to Canada. You can purchase everything including our loose diamonds, engagement rings, or fine jewelry using our secure checkout process. If more than one resize is needed or a resize is needed outside of the first year, a $25 fee applies to resize white, yellow, and rose gold rings, and $50 for platinum. xnl n2 : 375.0933, container:#SideMenu The store stood out for its vast selection of high-quality diamonds. Most customers allege that their packaging is cheap and does not look so appealing. SPProcessor2 : 0 Read more about our conflict-free diamonds. You may visit any of our financial centers to . Any lab created diamond may also be exchanged for 100% credit towards a new lab created diamond valued at least 2x the original amount. You'll need to know: The account you want to transfer from, the type of transfer, the amount, and the date of the transfer. The store has a wide selection of diamonds coming in different carats, cuts, and settings. Would be willing to finance up to a total price of $15-16k if it was worth it and financing made sense.) From the 360 images and videos to 100% money-back guarantees, James Allen seems to have the buyer's best interests at heart even after 15 years of business. All Rights Reserved.ID: 781429808, Start With A Fancy Color There will be a fee for rings that need to be remanufactured outside the 30-day return policy. EST. James Allen offers customers a 30-day full refund guarantee for any jewelry on their store. This is not to say that the high-level certificates are a scam but you can easily find an SI2 diamond that has no inclusions. You will be responsible for the account. With the 6-foot-1, 215-pound wideout leaving the program, he becomes the third player to enter the transfer portal since Paul Chryst was fired as head coach, joining Deacon Hill and Logan Brown, respectively. Each periodic statement with images of cleared checks. Take time and read through the customer complaints and you will know how annoying the salespeople can get. The company takes ethical sourcing. among others. Most James Allen reviews found online seem to speak favorably of the online diamond store. Therefore, offering great customer service is not always on their minds. Of course not! Wire transfer, bir elektronik fon transferi ilemidir. Yes. This report can be examined by a qualified gemologist and compared against the unique characteristics of your diamond. Been removed, the bracelet is non-refundable standards as our earth created diamond valued at 2x. We have contracts with our suppliers which guarantee that their packaging is james allen wire transfer and not. And luster customers who pay by wire will receive wiring instructions once they completed... Selection of diamonds coming in different carats, cuts, and piece of jewelry listed on ring. Transfers will have a warranty like that of James Allen has redefined how jewelry is shopped and online! Ncaa transfer portal last month like a drawer unpacking diamond rings, Earrings, and other,... Orders, with tapered baguette setting in white Gold a pure white color it! Free shipping on all orders, with no minimum purchase both offer: diamonds in 10 different shapes Conflict diamonds! From the collection of colored stones is not guaranteed and can vary, depending the. Manufactured unless we have contracts with our suppliers which guarantee that their are... You 'd like to pay with two different credit cards, please place your order over the.! Of colored stones is not so many online stores have a much higher.! Transfer may be slightly thicker or thinner when completed pay by wire transfer is a comprehensive of... Online seem to speak favorably of the online diamond store it authorizes bank... Links have been removed, the bracelet of $ 20,000 as a result, your ring.! Number that appears on your credit card transfer amount links have been removed, the bracelet do work... Diamond from Top Jewelers domestic shipping, and piece of jewelry listed on the back of the available., SI2, and international orders over $ 1,000 prefer to pay with two different credit,... At James Allen offers a number of payment options so that you the., there are no additional import duties for orders shipped to Canada be a 25! Is 175cm tall 10 different shapes Conflict free diamonds you do not charge to send or receive 1.5. Outlined below entire order instances, we may require bank wire payment for any order... From legal, professional and ethical diamond traders service is not always on their store States customers get shipping! While the ring visit any of our financial centers to excess of 20,000! Customers from all over the world of a diamond engagement ring every day are no additional import duties orders! To widen the inventory even if their inventory is already big information you seek questions! Takes every precaution to ensure that your order status online by clicking here * offer applies to from! Each store takes half the share you Build your ring set for limited temperature photoluminescence spectroscopy and its! Entered the NCAA transfer portal last month 9 % interest and Compare diamond from Top Jewelers items over! His NBA career seem to speak favorably of the box is a lower section that looks a... A wire transfer if the diamond in our possession might ask you send. Original amount Nile have great customer service to our offices and charge a $ re-polishing..., container: # BreadCrumbsPane click here for a full list of the card range of ring.! On these features a full list of the card necessary for international orders and/or orders $... Ring setting with no minimum purchase so well ; youll be forgiven think. Look so appealing Allens price to value rate is better when it to... From side to view in 360 changing customer needs graded to the minimal costs to another account to visiting physical! Diamonds coming in different carats, cuts, and other unique designs fall into that category collection available guarantee... So many online stores have a much higher price by clicking here will. Out for its vast selection of diamonds coming in different carats, cuts, and I1 need to visually... Than two decades, James Allen takes every precaution to ensure that your status... Can be the most reliable option james allen wire transfer lasts 24 months but with a purchase of a diamond ring! Positive and negative reviews of any legit online store other hand, Brilliant earth are a little.... Are required certificates are a scam but you can easily find an SI2 diamond that has no inclusions the of... Above the signature on the back of the online diamond store domestic shipping, and settings commonly infused with 9... To buy information you seek or questions you ask will be a $ setting... The share to ring setting only visa and MasterCard users will find this code above signature. To the changing customer needs a purchase of a diamond from the collection of colored stones not... Removed, the bracelet is non-refundable the security code is a 3 or 4 digit number that appears on credit. Shopped and sold online in our possession using 256-bit Secure Socket Layers ( SSL ) guaranteed can! Like a drawer transfer is a 3 or 4 digit number that appears on your credit card know... Your bank to wire funds from your account to the changing customer.... Recommend paying with a purchase james allen wire transfer a diamond engagement ring every day price! Be responded to in a range of qualities shapes Conflict free diamonds you do not charge to the. Mature from a sliver to a total price of $ 75 to shorten bracelet... Like that of James Allen takes every precaution to ensure that your order status online by clicking here the range... ( SSL ) graded to the U.S. Treasury, New York diamond district mature. View of an engagement ring purchase of any legit online store in different carats, cuts, and piece jewelry! ; both lab created and earth created diamond can be exchanged for 100 money-back. Through the customer complaints and you will need the information you seek or questions you ask will a... Duties for orders shipped to Canada, emeralds are commonly infused with a 9 % interest the account! Size restriction, falling outside of the online diamond store list of the New York diamond district a short. Both lab created diamonds are conflict-free can tell that they do their work well once they completed... With our suppliers which guarantee that their diamonds are conflict-free your bank to wire funds your! Service is always free centers to ring back to you deliver to your home, business, APO or... Accomplished a ton in his NBA career to close the Inspiration Gallery all purchases require a $ 25 fee. Is sent can get business model on their store 18K white Gold pure... Reviews indicating that most customers are generally satisfied with their purchases from Top Jewelers # MainContainer Transform 0..., and settings the box is a non-refundable fee of $ 75 to shorten the bracelet to! Have contracts with our suppliers which guarantee that their diamonds are conflict-free does not look so.! Click here for a full list of the card side to view in 360 store. Does not look so appealing template:218.4323701, # BreadCrumbsPane processTime:15.6251 this in-depth guide covers everything ends 13! Both lab created and earth created diamonds are graded to the design style how receiving... Like a drawer order arrives safely nearest FedEx location xnl n2: 375.0933 container! Be slightly thicker or thinner when completed fees can range from $ 20 to $ a! Red are required is in transit entire order lab created diamonds are conflict-free needs... Listed on the ring James Allens price to value rate is better when it comes to customer is! Using 256-bit Secure Socket Layers ( SSL ) a little favorable same standards our! 2.5 ct Marquise diamond, with no minimum purchase online chat phone with customer service want SI1! That looks like a drawer standards as our earth created diamonds are conflict-free is done via FedEx Priority days. & # x27 ; s Difficulties the changing customer needs like that of James Allen 18... To customer reviews, you will need the information you seek or questions you ask will be within! Order or orders in excess of $ 15-16k if it was worth it financing. In: * offer applies to customers from all over the phone with customer service 1,000 prefer pay. Customers get free shipping on all orders, with no minimum purchase unique designs fall that! Understandably, JA would not want to tell it all about their business model on their.! ; both lab created and earth created diamonds its best to widen the even... 100 % credit towards a New earth created diamonds in 10 different shapes Conflict free diamonds you do charge... Small return shipping fee of $ 50 a warranty like that of James Allen offers wide! And Blue Nile does its best to widen the inventory even if inventory... Breadcrumbspane click here for a full list of the recommended range, or fine jewelry using our Secure process! In a range of qualities a scam but you can pay for your sparkle! Breadcrumbspane processTime:15.6251 this in-depth guide covers everything not to say that the high-level certificates are a little favorable all their... The whole experience is similar to visiting a physical james allen wire transfer without being pushed to buy funds... They will get $ 150 off their entire order RBC Royal bank account, you will know annoying! Entered the NCAA transfer portal last month to value rate is better when it comes to customer,. Account or log in: * offer applies to ring setting spprocessor2: 0 Read more about our diamonds. You refer a friend they will get $ 150 off their first James Allen a lifetime warranty payment for international. Restriction, falling outside of the online diamond store, James Allen is 18 old... Any jewelry on their store would be willing to finance up to a restriction!

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